Domestic helpers must be registered with the Social Security System and therewith then have benefits similar to those of other workers under the General Social Security System, including health care, temporary disability, maternity, unemployment, and retirement included. In order to have these benefits, domestic helpers must be registered with the Social Security System and it is you obligation as an employer to register them.
Although there is no specific insurance for domestic helpers, this does not mean that you cannot protect your domestic help further. You can consider including the domestic helper in your household insurance to cover his or her civil liability. This means that your home insurance can cover damage to third parties caused by your domestic helper, so that your employee does not have to take responsibility him/herself. You can also contract accident or health insurance to prevent problems beyond material damage.
If you need further information, please check our article How do I register my domestic service with the Social Security System? where you will find useful links to help you proceed with your obligations as an employer.
